Tenn. allows drivers to use electronic devices for insurance - WKRN News 2

Tenn. allows drivers to use electronic devices for proof of insurance


A new law that many Tennessee drivers may not be aware of allows motorists to use electronic devices to show proof of insurance in the event they are ever pulled over.

As more people depend on their smart phones and tablets, electronic insurance cards help prevent motorists the hassle of going to court if they are pulled over and their insurance cards are expired.  

"A lot of times when we approach the vehicle, they will have their phone in hand with their insurance or E-card already ready to go," Sgt. Bill Miller of the Tennessee Highway Patrol said. "Their phone is on their person 24-hours a day just about and they know how to search their documents a lot of times better than they know how to search their glove box."

However, despite the convenience of electronic insurance cards, Miller said drivers should not assume a simple picture will always be enough.

"We do not accept photos of possibly counterfeit or fraudulent documents," he said.

Miller added driver's are on a time limit when they are searching for their proof of insurance, even if it's electronic documentation.

"If they have it to me before I write the citation. Once the citation is written, it's a matter for the court, so they're on the clock," he said.

Despite being a law, nearly one in four drivers on Tennessee roads don't have insurance.

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