Whether your workplace is an office tower, a construction site or the kitchen of a restaurant, you're likely notice a difference when payday rolls around.In 2010, President Obama introduced the payroll tax holiday as a temporary measure to stimulate the economy.It lowered the rate workers pay for Social Security tax by two percentage points, from 6.2% to 4.2%.However, now the vacation is over for workers. The payroll tax holiday ended with the New Year.That means for every $1,000 in income, an additional $20 will be taken out for Social Security taxes. Many families will have to make adjustments to their budgets."[We will have to cut] our fun activities, just our family and going out and our fun money for weekends," said Jennifer Hout, who was enjoying a day at Centennial Park with her daughter."I might have to cut down on some of those extra trips to the movies," said Cora Malanga, a Junior at Belmont University."No more Starbucks," Malagna added with a laugh.According to the Tax Policy Center, 125 million households will be affected by the payroll tax increase.